If you have been injured in your work place or in the course of your employment, we can assist you with claiming compensation from your employer.
Most employers have employers’ liability insurance, and a claim would be made against the insurance company. If you are not able to obtain your employer’s insurance information, we can look this up by undertaking a simple search with the Employers’ Liability Tracing Office.
Compensation is claimed from the insurance company of your employer, and the aim of making a claim is to compensate you for the injuries that you have suffered (physical, including industrial disease, and psychiatric), and to put you back in the position you were before you had the accident.
For example, your injuries may be so severe that you have been unable to go to work, and you may have lost earnings as a result. You may have incurred other losses and expenses as a result of the injury, such as travelling expenses to and from medical appointments, prescription charges and the cost of medical treatment. We can assist you with claiming any losses and expenses back. It is important that you keep hold of receipts, if you would like to make any claims for losses and expenses.
The injuries that you have suffered as a result of your accident at work may mean that you are no longer able to do the job that you have been trained to do, and may therefore need to retrain. We can assist you with claiming for additional retraining costs.
In order to make a personal injury claim, we need to prove that your employer was negligent, and we also need to prove that the accident caused your injuries. Your employer owes you a legal duty of care to provide you with a safe environment, and keep you safe from accidents and injuries. If they breach that duty, then they are negligent. They may be negligent in that: they have not kept a safe and tidy workplace and maintained tools and machinery correctly; they have not provided you with sufficient training to complete your role, i.e. lifting; or they have not provided you with the correct safety wear. In order to prove causation, we obtain medical reports from consultants and experts in their fields.
If you are involved in an accident at work or in the course of your employment, it is important that you make a statement to your employer, and if they have an accident book, check that your accident has been noted. You may also be asked to sign an accident report. It is useful for us if you try to obtain a copy of the accident report.
It is also useful to obtain names and contact details of any witnesses to the accident, as they may be able to provide key evidence in your case, especially if liability is in dispute.
In a serious accident, your employer has an obligation to inform the Health and Safety Executive. More information and advice to help tackle the key causes of accident and ill health can be found on the Health and Safety website.
How long to make a claim for compensation?
Please note that there are strict time limits on making personal injury claims. You must make the claim by the third anniversary of your accident. Claims for under 18s are slightly different, in that they have up until their 21st birthday to make the claim. However, our advice is still to avoid any delays, as the longer you wait, the more difficult it may become to prove that the accident caused the injuries.
Our team of lawyers has a wealth of knowledge and experience when it comes to dealing with these types of compensation claims, and will strive to make the claim process as smooth and efficient as possible for you.